A Busy Mom's Budget

A Busy Mom’s Budget Plan

As moms (or dads for that matter) life is hectic enough as it is. Between houses that need cleaned (kids as well), meals that need made, studies that need completed, and littles that need to play (Let’s not even mention working in between) we often think about things such as a budget and sigh wondering....now where do they expect me to fit this in now!

But today, I want to talk to you a little about preparing a budget....quick and easy! I’m serious peeps! It doesn’t need to be something we hide under our beds from. It really can become a simple habit!

Getting Back to Basics: Cutting our budget further

In my last Getting Back to Basics post, I talked about cutting the necessary items out of your budget! Well, more specifically....your groceries. I want to quickly cap up on this before moving on!

 

In addition to bringing down our groceries, we had to truly look elsewhere too! Firstly, petrol (gas) was an issue. When we received our car, we already knew it was going to be tight on petrol. How were we going to fit this in? We knew quickly that joy riding wasn’t going to work!

Getting Back to Basics

It’s no secret that financially, Hubby and I are not....in the top brackets if you know what I mean! We are blessed, don’t misunderstand me! We were blessed with our house and are blessed with a car! So, one would think that we’d be more...well off. However, it still requires demands two incomes to keep our home stabilized. I say demands because even if we were to consider taking the kids out of crèche so I could stay home....we wouldn’t be able to make it! Yes, school fees cost us a good portion of our income, but when it all adds up....I earn enough over what we pay out for school that we would be in a worse position having the kids at home with me! Does this make sense?

Besides....it’s just not fair to them! Lil Mister LOVES school! He craves the interaction with the friends and we can truly see he is learning! It amazes me constantly how much our school puts into developing him emotionally, mentally, physically, socially, AND spiritually! Yes, spiritually!

Again, we are blessed; I know there are families that struggle much more than our own. And some of the reason we have or do struggle is of our own choices. That is reality and we are more than willing to ‘smell the coffee’ per say.